How to Keep the ‘Wow!’ Factor in a Cheap Turkey Holiday

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Escaping to Turkey in the summertime is a welcome move, but also a challenging one. Many holidaymakers are flocking to take advantage of the hot weather and the prime beaches and sea waters. The main priority for modern-day travelers is to go cheap.
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Once a bargain is secured, travel agents suggest to enhance a holiday in Turkey by adding more excitement to it and planning the free time cleverly.

Below are some methods to help one make the most of one such holiday.

Focusing on All-Inclusive Resorts

An all-inclusive holiday package contains all the essentials of a holiday and sometimes more. Because most of these come from the same provider, price reductions are easy to be made.
Hotels and entire resorts do their best "to fill in the seats" and so they make available plenty of facilities, pampering services and so on. Turkey travelers are excited about all the possibilities within an all-inclusive resort.
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Identifying the Main Attraction Factor

Some are fond of history – it could be the Ottoman times of the Middle Ages, the Byzantine era or the ancient Greek heritage. It's important to identify which is more appealing and locate where the main sights and relic are. Others feel attracted to Turkey because of its spicy oriental food and delightful sweets. The focus will then be on markets, restaurants, traditional villages etc.
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Comparing the Regions

Comparisons can go a long way. The Turkish territory is vast and attractions are scattered all over. Beside, the entire coastline is dotted with competitive resorts that make it hard to choose one over the others.
The best selections are made when the different resorts are compared – based on their dominant crowd, the location, the views, the general mood and so on.

Paying attention to these aspects before deciding to book a holiday to Turkey will make a significant difference.
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Any tourist can benefit of one of the cheapest 2015 getaways, customized as per their taste and requirements. Turkey is highly competitive and is always willing to offer more to its guests. This is how its resorts got to be packed during the past summers.
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It is a destination where bargain and luxury coexist, a place where any kind of tourist can feel happy.

You can plan now your next holiday keeping Turkey in your list of cheap holiday destinations for 2015. Hope the above tips may help you to make the best of your holiday.

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Exquisite Budget Holiday Villas In Bali

Visiting Bali, the Island of the Gods, is truly a luxurious experience. Bali does not only offer us magnificent scenery, but it also offers a rich, unique culture. Although the island is visited by thousands of tourists from around the globe each year, you will find that the Balinese people still stay true to their traditional values.
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As one of the most visited tourist destinations in the world, Bali offers a variety range of accommodation from bed and breakfast, luxury resorts and private villas. Most travelers believe that renting a private villa can be really expensive.
Fortunately, villas in Bali are available at a wide range of rates. You can easily find many budget holiday villas with excellent features in the paradise island. The rates range from USD 130 / night during low season, to USD 750 / night during peak season. All these budget villas offer high quality facilities and services, as well as admirable view.
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Each of them is equipped with a swimming pool, and some of them even have their own golf course. Each villa offer spectacular scenery. You can choose one that overlooks the sea, or one that overlooks green rice terraces. You can easily find one which suits your every desire.

If you want more privacy and tranquility during your holiday, these budget holiday villas are the perfect place for you. Each villa offers not more than five bedrooms, while some even provide only one bedroom.
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They are suitable for individuals, couples, small family, a small group of friends, even a happy pair of newlyweds. These budget villas are scattered around many areas in Bali. The most popular areas are Seminyak, Canggu, and Jimbaran, among many others.

Besides different scenery, these villas feature different architecture styles as well. flights
Most of feature modern contemporary designs combined with antique furniture. Yet for those who prefer a more ethnic touch, there are also several villas with classical Balinese architecture available. The examples of these traditional architecture are Villa Awang Awang ('Awang Awang' means "floating in the space between heaven and earth") and Villa Beji ('Beji' means "a place of holy spring water" in Balinese).
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You can see both examples in Ubud.

All budget villas in Bali come with basic services such as chefs, security guards, gardeners, and housekeepers. And when you encounter any problems, you can always contact the manager. Some villas even allow the guests to access facilities provided in luxury hotels. Take Villa Sunset Golf for example; this Tanah Lot villa gives its guests access to use all Le Meridien Hotel facilities.


Holiday Accommodations in Christchurch

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A visit in the South Island of New Zealand is not complete without a tour in Christchurch. It is the second-largest city in the country and also the gateway to the South Island. The city is situated on the edge of the Canterbury Plains and was bordered by hills and the Pacific Ocean.
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The central city and some of its eastern suburbs have suffered earthquakes but it continues to operate. Christchurch is still a great place to live, work and of course, play!

If you choose Christchurch as your next holiday destination, you will certainly enjoy a lot of attractions and activities. The Garden City has a spectacular natural surroundings and inspiring history.
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Some of the things you can see and do in the city are a visit to the gallery, museums tours, whale watching and skiing.

Staying a day or two is not a problem also because there is plenty of tourist accommodation. All you have to do is to know where to look and make the right choice.
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Christchurch offers a diverse range of accommodation with something for every level of comfort and budget that you have. Your choices range from luxury, boutique, hotels, motels, apartments, holiday homes , backpackers and holiday parks. To help you find the perfect accommodation, they have this so-called Qualmark stars.
Use it to compare different accommodations because it is New Zealand tours' official mark of quality. Qualmark can be used to compare the following:

Hotels – There are a number of luxury hotels in Christchurch with 4 plus, 4, 3 plus and 3 ratings. There are elegant boutique and big chain hotels also.
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The price of each room may vary from one hotel to another but expect to pay more for accommodations with perfect view of the town and with complete amenities.

Self-catered accommodations – You will also find self-contained apartments, lodges or cottages. This type of accommodation is very famous in New Zealand and Christchurch is not an exception. Although their prices are not necessarily lower than hotels rooms, they provide the comfort and privacy that most of us desire during a vacation.
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Self catered accommodations have 1 to 2 bedrooms plus a living room so perfect for the whole family and more affordable for longer stays.

Motels / Motor Lodges – These are very ample in Christchurch because they are extremely affordable. The rooms have the basic amenities, clean and provide a good level of comfort.
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This is perfect for those who want to stay away from the city and all the sounds and noise that come with it.

Christchurch is a great place to have a holiday with its breathtaking scenery and natural wonders. However, before you explore the city, you need to decide which type of accommodation is suits your budget and needs.

Costa Del Sol Lodging Options

Literally implying a 'sunny coast' the holiday destination of Costa del Sol is aptly named to portray its lovely beaches and sunny Mediterranean climate. And, though Spain features many other holiday destinations Costa del Sol is the preferred location due to its unique blend of mountainous terrain, beautiful rural landscape and lovely sandy beaches. This stretch of coastline, of approximately 150 kilometers, dominates the southern Spanish provincial area of ​​Malaga, and the lengthy coastal stretch of Andulacia, of Costa del Sol is a much sought after sunny haven and accommodation options are very much in demand.

This fascinating stretch of landscape dominating the Spanish southern coastline features a varied expanse of scenery combining beaches and a mountainous area adorned with cliffs, coves and valleys. The area can be divided in to two regions, the eastern Costa del Sol region leading east of the above mentioned city of Malaga, say about 54 kilometers, to the area bordering the province of Granada. That's to the east of Malaga, and to the west of Malaga city, a stretch of about 100 kilometers, leading up to the coastal area of ​​Gibraltar, is the western Costa del Sol area. The most sought after coastal towns in these regions are Terremolinas, Fuengirola and Benalmadena and they offer some of the best lodging options any one could ever dream of, especially considering the fact that they are coastal holiday getaways. If the inclining is to lead a more luxurious holiday its best to concentrate on the towns of Mijas, Puerto Banus and Marbella. Generally catering to the wealthy these areas feature a range of luxury villas.

The 'New Golden Mile' a west end coastal area is also a much occupied area of ​​Costa del Sol and it features various types of lodging options. Same goes for towns such as Estepona, San Luis de Sabinillas, Pedro de Alcantara and even Sotogrande, the western end of Costa del Sol, and they feature lodging options to suit different budgets as well as the different needs of individual travelers. And apart from the obvious attraction of the beaches the Andalucian mountainous landscape offers adventure for those who seek it. A little further away from the beaches, but overlooking the lovely ocean, are the villages of Benahavis and Nerja offering an incomparable experience, especially as the lodging options here are limited to farmhouses or typical village homes owned by the locals. This type of filing can be directly booked through the owners or if you are lucky the details may already be on the WWW.

Being a golfer's paradise, Costa del Sol offers some brilliant golfing vacations. Featuring a range of excellent golf courses catering to different player standards golfing vacations in this region is very much in demand. Lodging options are plenty around the golfing areas and they too come in a range of prices offering different facilities and amenities, and most often you will be able to book online.

For those who prefer a real adventure, you can build your vacation by checking out the range of lodging options available as you travel through the area and booking into your choice of Costa del sol hotels , apartments, villas or even a shack for a unique Spanish experience

Source by Larry Austin

The Best Christmas Gifts – A List by Age

Depending on the age of your child, you're going to want to choose carefully what type of toy you're looking at when deciding on a present for this Christmas 2008. You do not want to go too old and you certainly don ' t want to go too young, (in a pinch, it's prefer to go too old than too young, since that way at least the child ever grows into it).

Here are a few of the best suggestions you can have when it comes to age-appropriately choosing the right Christmas gift for you son or daughter.

1-4 years: Elmo Live

For the youngest of all, there's really no better choice than Fisher Price's Elmo Live. The toy is a joy to behold, telling stories, directing your kids in dances and games, and even laughing and sneezing in response to being tickled, pinched, etc. What's even better than watching the doll though, is watching your child's face as he interacts with the toy, and realizing that he thinks it really the real Elmo.

3-6 years: Fisher Price Smart Cycle

In this age of child obesity, sedentary lifestyles and laziness, it's really a godsend to at least be able to count on one fun thing that will entice children to exercise. The Smart Cycle mixes the best parts of video games with the best parts of a spinning class to deliver an entirely new experience to your child, one he's not likely to forget, or want to let go of.

4-8 years: Leapfrog Tag Reading System

The 'mind' equivalent to the Smart Cycle's physical, the Tag Reading System will make it so entertaining for your child to learn to read, that he will not even know it's happening. Using an simple, intuitive optical pen or she can guide them very own story to completion, as well as explore the landscapes on the book for sounds and secrets.

5-8 years: Fur Real Biscuit: My Lovin 'Pup

If you've actually attached to a doll in your life, prepare for a very intense wake-up call. Biscuit is not just a Christmas gift for a girl or a boy, it's a new addition to the family. Everyone will interact, appreciate and come to have real affection for him as the days go by and shows off his voice recognition and clever doggy tricks.

6+ years: Eyeclops Night Vision Goggles

The choice toy for the slightly older kid, or that that slightly young-at-heart adult. With these goggles on, the darkness holds no secrets for you. Imagine being able to see everyone while at the same time nobody can see you … or maybe even know that you're there in the first place. Boy especially will love the power this toy gives them, but it really is a gift for all ages.

With this list in hand, a good and age-appropriate choice for a Christmas gift, while far from being all you need to have a happy holiday season, will go a long way towards achieving it.

Source by Simon Schwartz

Sweet Potato Casserole Made Gluten Free

Sweet Potato Delight from The Taste Of Oregon Cookbook, a staple in our home. We love this recipe for our Thanksgiving Dinner and also love to eat it during the cool Fall weather. Our family has served this dish for years. It reminds us of Mom and her wonderful loving Thanksgiving traditions. We miss Mom, but we love to remember her warm and loving approach to each holiday. She always made an effort to decorate her house and to have traditions that we could count on. There is something so wonderful of familiarity.

Our favorite fall side dish is actually used as a dessert in our house. This casserole has deluted many people who believed they did not like Sweet Potatoes. This year we will be making the casserole / dessert using Agave Nectar and a gluten free flour blend after finding out that three family members are gluten intolerant.

(For each cup of white sugar replaced, use 2/3 of a cup of agave and reduce other liquids by 1/4 to 1/3 cup.)

Sweet Potato Delight Serves 6-8

  • 3 C. cooked mashed sweet potatoes
  • 1 cup granulated sugar (this year I will substitute Agave Nectar)
  • 2 eggs, well beaten
  • 1 t. vanilla
  • 1/4 c. milk
  • 1/2 c. butter


  • 1 C. brown sugar
  • 1/3 c. flour
  • 1 C. chopped pecans
  • 1/3 c. butter

Mix all ingredients together except the topping and pour into a buttered casserole dish or stoneware.

Mix topping ingredients together and sprinkle over the casserole.

Bake at 350 degrees F for 30 minutes. If you use the agave nectar, some people like to decrease the temperature by 25 degrees.


Source by Linda Cramer

Recommended Day Trip

One may take trip to a number of places of interest of tourists. These places range from historic sightseeing to boat trip to any of its beautiful islands. The city has some thing to offer every one in real sense. Everyone sees a different picture of the city in accordance with his / her interest and affordability. Although the city is less explores but has many hidden treasures that are worth exploring if you take Egypt flights.

Boat Trip to Tiran Island: It's an exciting activity to have a boat trip to Tiran Island. This is the site of clean and clear waters. The trip to this island can be taken any time of the year but it could result into heat stroke during hot summer days. So the best time to go for a boat trip in this hot African city is September through April. It has a beach along the bank of Nile River. Those getting into this island taking flights to Egypt like to carry out different types of activities such as having picnic parties, and children like to build sandcastles or to bury their hand or feet in the sand.

Egyptian Museum Tour: One of the largest African museums, Egyptian Museum at Egypt is the main attraction of Egypt as well as of Egypt. The museum was established as a part of UNESCO's project of preservation of rare objects of African culture and history. If you take flights to Egypt must go to Nile Avenue in Egypt to have a trip to this Museum and see an array of exhibits associated to African ancient history.

Sultan Hassan Mosque: It is one of the most picturesque land marks in Egypt that belongs to Muslims. It is a sufficient and peaceful place that attracts visitors because of both its scenic beauty and its relaxed atmosphere. Visitors from different parts of the country as well as from other countries frequently visit it by taking cheap Egypt flights.

El Alamein Landmarks and El Alamein Monuments: It is military area that has too many attractions in itself and most prominent one is that it is home to the International Community Club and also ST Francis' School. The cemetery is built as a tribute to the soldiers of World War II, which are buried here. The entire region is well served by guest houses and hotels, which range from cheap economy class to business class hotels. Every one taking flights to Egypt from UK or any other worldwide destination can easily get an accommodation in accordance with his / her needs as well as budget

Source by Harris Raza

Different Colors of Christmas Around the World

Christmas is one of the famous and largest festivals of Christian community. It is celebrated with different colors and traditions all over the world. In India, US, UK, Canada, Australia, NZ and all have their own way of celebrating the occasion of Christmas. Every year 25 December is celebrated as event of Christmas, the day dedicated to the birth of Christ GOD. This festival gives the message of humanity, friendship, world's prosperity and the path of truth and honesty. The day of Christmas is the birth mark of Jesus which is celebrated with great fun and fervor. While celebrating the day of christmas 2010, decorating ornaments, artificial lights, Christmas parties, carols, recipes, exchange of gifts, sending cards, making delegated cakes, arrival of Santa Claus on the Christmas Eve and decorating Christmas trees have played an important role where people have started their preparation from the last two months.

Different countries follow different traditions and customs to celebrate the event of Christmas. Like in some parts of India, Christians uses light small clay oil lamps as part of the Christmas decorations where some of them use to decorate their homes with mango leaves and some other use to decorate the mango or banana trees during Christmas. christmas celebrations around the world Whereas in Europe, Christmas is celebrated with national holiday and all the people, irrespective of their religion and ages, enjoy and celebrate it with complete fun and joy. In these western countries Christmas carols, christmas parties, Christmas songs with different lyrics, Christmas trees and arrival of santa has played an important role while celebrating Christmas in Europe. Christmas is one of the universal festivals celebrated with great fun and joy in all over the world by different communities. There is nothing about standards and rules about celebrity, people can be celebrated with their own way and interest in which they want to celebrate.

With the change in time and generation, the ways of celebrating Christmas is also changes. Now instead of organizing family parties, get together events, now people want to book their Christmas cruises tours and packages, where they get chance of celebrating with luxury facilities, luxury beach resorts and with sand beaches. These Christmas cruises have now become one of the favorable ideas of Christmas celebrity. Apart from these Christmas flowers and artificial lights to decorate indoor and outdoor are usually used to christmas background. This is time of celebration that depicts the arrival of festival week that ends with a new year. In this whole week from 25 December to 31 December people are in celebration mood where you will find decorated street with artificial lights, homes are decorated with different ornaments and shops and other material showrooms are chocked up with different gifts items, recipes products, food items , decoration items, trees of different sizes and lots more that people can purchase during Christmas celebration. Therefore, as you go to different places and destinations, you will find different colors of Christmas with unique traditions and culture.

Source by Kalpendra Singh

The Delicious Gift of Wine of the Month Clubs!

Wine of the Month Clubs are a great gift idea for a unique and delicious present that keeps on giving even after the holidays are over. Wine making is an art and beloved craft and meant to be shared with loved ones. Wine is enjoyed by both men and women, and a popular beverage for entertaining, holiday celebrations, dinner pairings, or a relaxing evening at home.

Wine is proven to show great health benefits when consumed in moderation, and wine of the month clubs are the perfect way to give this gift. Some medical reports suggest drinking one to two glasses of wine per day. Wine is reported to reduce the risk of heart disease, certain cancers and slow the progress of diseases such as Alzheimer's and Parkinson's. Not only does it have great health benefits it also tastes great!

Offerings of these clubs come in various lengths of time such as: 3 months, 6 months or up to a year of wine giving. Most clubs will deliver two bottles a month for taste comparisons. Wine of the Month Clubs offer variety of selections and choices for those who have a difficult time of stepping out of their comfort zones and trying new things. For instance, some people may only drink white wines, but with a gift such as this they may realize they love a good Cabernet or Rose.

Some popular offerings of these clubs are Pinot Noir, Pinot Grigio and Sauvignon Blanc. Each club will offer different choices of both red and whites. Some clubs will also offer different region choices such as Napa Valley or Oregon coast. Another popular Wine of the Month Club offers wines from France, Italy and Spain. It is a nice way to get a taste of international berries.

I love the idea of ​​these clubs because one of my favorite ideas is "wine tasting parties". These can be quite casual as I have recently thrown a few of them. I invite about 8 to 10 friends over and let them know the theme such as "France", "Italy" or "Napa Valley". I ask each guest to bring a bottle of wine, left in a brown paper bag, so we do not see what it is. Then the group will taste each wine and give our thoughts on the selection. At the end the bags are removed and any wine that was liked is served for further drinking. Wine of the Month Clubs would be perfect for giving to people who enjoy this sort of party!

As Christmas is right around the corner it is the perfect time to consider this gift idea!

Source by Christine Rankin

Storage Organizers Can Improve The New Year

I do not know if it is the change of year that gets everyone so enthusiastic about reorganizing or the fact that they've received a host of items for Christmas and do not know where to put them all. Either way, I know what we're doing at my house after Christmas. My husband announced a few weeks ago that he would like to work our way through every closet in the house, clean each one out and organize what remains. Sometimes I'm not sure who is more of an organization fanatic – him or me!

Throwing things out is the easy part of cleaning any closet. I like to think strategically about each closet when I'm trying to improve the arrangement of what remains. Maybe storage organizers such as bins or baskets is what you need. Or maybe it is a shoe or hat rack. Here are 3 points to ponder when approaching your reorganization:

1. What is working now?

2. What is bothering you?

3. How can you improve on what is there?

For example, when I think of our master bedroom closet I see a lot of potential for improvement. Our hanging space is ample but our shelf space is limited and unorganized. We both tend to just throw things in piles on the wire shelves. Our floor space is usually cluttered with shoes which makes it difficult to vacuum each week. What storage organizers do I need?

1. A hanging shelf would allow me to free up some shelf space and organize our non-hanging items like sweaters.

2. Two or three hosiery organizers (at least one for each of us) would allow me to get socks off the shelf and organized.

3. An over the door shoe rack would allow me to free up our floor space for easy vacuuming. Hanging it on the door instead of in the closet would be a better utilization of space.

I have my shopping list. Do you have yours?

Source by Julie S. Montgomery

Budget Travel Tips Every Traveler Needs to Know of

Planning a budgeted trip is an art and not many people are aware of how to do it successfully. If you're a frequent frugal traveler, you'd know exactly how to work around arranging a dream trip within your confined budget. This gets even more challenging with the sky high air fares and the hotel costs.

If you wish to enjoy a budgeted holiday without needlessly worrying about the endless travel expenses all the times, here are some great travel tips you may wish to consider.

1. Book Early
Being the early bird helps you to save a lot on your travels. Compare that the next time you plan to save on your holiday and manage to book well before time. Since the best airline and hotel deals vanish soon, booking ahead of time is an excellent way of securing your chances of a budgeted trip. Airlines reveal their best fares well before time. Constant searching on the internet can help you to grab a deal you've long wished for.

2. Use Alternate Airports
Most of us like the hustle and bustle and the ease of large international airports. They are great in every way, but not when it comes to flying frugal. Since most of the passengers opt for these airports, airfares are most likely to be very high. To ease your travelers, opt for the regional airports that are equally fine. Of course, you'll be able to find some great travel deals once you opt for this.

Opt for the alternative airports only if you can arrange your transport easily to the airport. Costs need to be considered here to get a better understanding of which airport you need to choose when flying.

3. Flexibility
Flexibility is certainly the key to making the most of your travels. Firstly, for a budgeted trip you must avoid peak holiday season whenever it's possible. This is because that is the time of the year everyone is on the go and it's no less of a dreamy state to find anything economic. Airports are filled with passengers while the hotels are also overflowing with guests. In times like these, you're less likely to score a deal of your desires.

Shoulder travel seasons work out evenly a great trip for organizing trips. This is the budget friendly time to be touring destinations. Above that, you experience fewer crowds as well.

4. Walk Often
Traveling is particularly expensive because of the costs within the city. Transportation can add up to that significantly. To make the best use of the situation, walking more would help you to save big. This is also possible when you choose a hotel in the heart of where all the attractions are. If you do so, there is no better way to experience all the hustle and bustle of it other than walking.

Source by Abuzar Mir

The Top 5 Attractions in Singapore

Singapore is a small island country located in South Eastern Asia. Despite the density population in this city state is on the higher state, its lush greenery, parks and natural reserves make it a very popular holiday destination. The city is an amalgam of the India, Malay and Chinese culture and provides soul food for the traveler for whatever every place is a learning experience.

A trip to Singapore remains incomplete if you have not visited any of these places.

Singapore River: The Singapore river is where the new and old exist in perfect harmony. It is also a place where the past and present collude. The North Bank belongs to history and it said that Raffles built his colony here. Even today you can find many central Government buildings here. The South however loves to the new high rise buildings and skyscrapers that belong to banks and other important offices. Between the two banks lie the hot happening hotspots of Singapore such as Boat Quay, Clarke Quay and Robertson Quay.

Orchard Road : This road is a paradise for the shopping tourist. To the North of the Singapore river and to the West of the central business district, is the Orchard road which is also a network of glitzy, glamorous shopping malls. The orchard trees lining the road provide succor from the sharp sun-rays of the Equatorial Sun.

China Town : Every place has a little history attached to it. As you wander along the streets of China town, you begin to see a little bit of China everywhere. There are tiny shops selling everything from tiny plastic Buddhas, dried seas horses to other quaint knick knacks. China town provides home to performing arts. During your stroll through the pedestrian mall of Trengganu Street, if you are lucky enough you might catch a glimpse of those live rehearsals. You can bargain to your heart's content and fill your bags with traditional knick-knacks and accessories. The street food here is bound to tickle your palette and you will remember the local flavors for many days to come.

Little India: You can not label Little India as just another tourist attraction. With its gaily colored temples and colorful idols, this place recreates the Indian flavor while preserving the quintessential Singapore architecture and art. The shophouses here bear the symbols of Singapore, but the boards are in Hindi, Bengali and Tamil. Most of these shops sell saris, spices and gold bangles. Incense smoke wafts into the streets even as you tap your feet to the latest Bollywood numbers.

Sentosa Island: Sentosa Island is for the child within you. If you combine Sentosa island with other tourist attraction, the tickets work out much cheaper. The Tiger sky tower here offers a bird's view of Sentosa, Singapore and Southern islands. Playful, frolicking leaping and diving into the waters will delight you at Dolphin's island. The walk through aquariums in sharp contrast with the Dolphin island offers you a glimpse of the ocean with sharks and other big fishes in its huge tanks Sentosa islands is for those of you who want to soak up the tropical sunshine and take way a little bit of sea and surf along with you.

Whether it is Singapore or any far flung on the other side of the globe, travel today is an expensive affair. Expedia Voucher Codes Singapore makes things easier and economic for you. For what use is travel if instead of happy memories, it leaves a gaping hole in your pocket?

Source by Sridevi Datta Poduri

Overseas Travel Insurance Plans – Costs Less and Offers More

Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly regarded-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee could not deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to secure the trip is still dismal among Indian travelers.

Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and do not consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.

The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.

Let's take a look at the travel plans available and their prices for those who favor these destinations. Let's start with Singapore.

Travel insurance plans available for Singapore trips

The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US $ 500000.

  1. Universal Sompo – Premium of Rs. 942
  2. HDFC Ergo – Premium of Rs. 1015
  3. Reliance – Premium of Rs. 1129
  4. TATA AIG – Premium of Rs. 1234
  5. Religare – Premium of Rs.1666

The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured . Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.

Travel Insurance plans available for UK trips

The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US $ 500000.

  1. Universal Sompo – Premium of Rs. 942
  2. Bajaj Allianz – Premium of Rs.991
  3. HDFC Ergo – Premium of Rs. 1015
  4. Reliance – Premium of Rs. 1129
  5. Bajaj Allianz (Travel Elite Platinum) – Premium of Rs. 1139

Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.

Travel insurance policies for US trips

The following list of top 7 policy quotes in terms of low premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US $ 500000.

  1. Universal Sompo – Premium of Rs. 1344
  2. HDFC Ergo – Premium of Rs. 1438
  3. Bajaj Allianz – Premium of Rs.1441
  4. IFFCO-TOKIO – Premium of Rs.1456
  5. Bajaj Allianz (Travel Elite Platinum) – Premium of Rs. 1658
  6. TATA AIG – Premium of Rs. 1694
  7. Reliance – Premium of Rs. 1783

The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip .

Best travel insurance plans in India in terms of baggage and medical coverage

The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let's find out best travel insurance plans in terms of medical emergency and luggage safety.

From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.

Reliance Travel care platinum provides US $ 1500 for the loss of checked baggage for a premium of Rs.1783.

The Travel Elite Premium plan by Bajaj Allianz provides US $ 1000 for a premium of Rs. 1658 for the loss of checked baggage .

To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:

  1. Emergency Medical Expenses
  2. Permanent Disablement / accidental death
  3. Hospital Cash
  4. Loss of Personal Documents
  5. Accidental Death
  6. Loss of Baggage
  7. Financial Emergency Assistance
  8. Personal Liability

What is the cost of international travel policy for a couple?

According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?

Let's start with US trip for 10 days for a sum insured of US $ 100000 covering 2 people who are 30 and 28 years old.

Religare offers the best plan which comes at a premium of Rs. 2407.

If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.

For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.

The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year's 80%. One of the major provider of travel insurance plans in India; ICICI Lombard entered a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.

27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but do not provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows additional coverage for medical emergencies.

25% surveyed people did not buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.

Indians love to spend their holidays in international destinations. An international travel insurance plan does not cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.

Source by Avishek Bhattacharjee